Starting a new chapter as an Elite contributor, I’m excited to share valuable insights about Medicare supplemental insurance, focusing on a key aspect that often confuses many Virginians: The Birthday Rule . If you or a loved one is navigating Medicare options in Virginia, understanding this rule can save you money and help you make better decisions about your coverage. Medicare supplemental insurance, also known as Medigap , helps cover costs that Original Medicare does not,

Lately, there’s been a lot of talk about changes to Medicare plans — letters in the mail, headlines about insurance companies pulling back, and questions about what it all means. What’s going on? In this post, we’ll walk you through what we’re seeing in the Mid-Atlantic (especially Virginia and nearby states) with Medicare Advantage (“MA”) and marketplace exits, what it means for you, and the simple steps you can take — with help from EMS — so you stay covered and comfortable

Within the past year, the healthcare industry in the United States has been experiencing a period of significant transition. You may have...